Boone is independent, so we price the same risk with several carriers and show you the spread — then stay involved as your needs change.
Get a free quote
Three steps. No personal details until the last.
Choose what to protect
Six ways we cover Arizona households and businesses
Every one is compared across multiple carriers before we recommend anything.
Auto
Cover the car, the commute and everything you tow behind it.
Cars & trucks · SR-22 filings · Multi-car
Home
Protect the structure, the contents and the liability that comes with them.
Homeowners · Landlord & rental · Renters
Business
Keep the doors open when a claim, an injury or a lawsuit lands.
General liability · Workers' comp · Liquor liability
Life
Replace an income, clear a debt, or fund what happens next.
Term · Permanent · Policy reviews
Umbrella
Liability that sits above your other limits, usually for less than raising them.
Excess liability · Rental property · Teen drivers
Specialty
The motorcycle, the motorhome, the classic — insured for how they are actually used.
Motorcycle · RV & motorhome · Classic & collector
The Boone difference
A captive agent has one answer. We have several.
An agent tied to a single company can only show you that company’s policy at that company’s price. Boone is independent — which changes the conversation, not just the quote.
- 01
Listens first
A real conversation about what you own and what would actually hurt to lose. No forms, no pressure.
- 02
Compares options
We are independent, so we price the same risk across multiple carriers and show you the spread.
- 03
Stays involved
Renewal checks, coverage reviews and claims guidance — long after the paperwork is done.
In their words
What clients actually say
Rating verified Aug 17, 2026. Quotes below are published on Boone’s own website.
“I had an exceptional experience working with Melissa Boone at Boone Insurance Group. From the moment I reached out, she was incredibly attentive and professional. Melissa took the time to understand my unique needs and provided tailored recommendations th…”
Angie D.Published on booneinsurancegrp.com · verified 12 Aug 2026 “I’m so thankful for Melissa! She took the time to meet with my daughter and talk through auto insurance options. She is knowledgeable, friendly, listens to your situation and really tries to help you get the best rate. I highly recommend Melissa if you ar…”
April R.Published on booneinsurancegrp.com · verified 12 Aug 2026
Want to see what we can do with your current policy?
Built for Arizona
Monsoon season splits one storm into two very different claims
Wind and hail damage from a monsoon is generally covered by a standard homeowners policy. Flash flooding from the same storm is excluded from every one of them. Which line your damage falls on is decided by how the water reached your home — and it is worth knowing before the season, not during it.
General information, not advice about your specific policy. Coverage depends on your policy wording and carrier — ask us to check yours.
Local answers
The questions we get asked most
Is it cheaper to buy insurance through an agent or direct?
Neither is automatically cheaper. An independent agency prices the same risk with several carriers and shows you the spread, which is usually wider than any single discount. You pay the carrier’s rate either way — our compensation comes from the carrier, not an added fee.
What is the difference between an independent agent and a broker?
Both can place business with multiple carriers. In practice the label matters less than whether the person is tied to one company. Boone is independent, so no single carrier’s quota shapes the recommendation you get.
Do you only work with people in Mesa?
We are based in Mesa and serve the East Valley and wider Phoenix metro — Gilbert, Chandler, Tempe, Phoenix and Scottsdale. We work as a service-area agency by phone, email or video rather than a walk-in office.
Can you review a policy I already have somewhere else?
Yes, and it is one of the most useful things we do. Bring your current declarations page and we will tell you plainly where it is strong, where it is thin, and what other carriers would charge for the same or better protection.
Still deciding?
A comparison costs nothing and takes a minute.
Tell us what you need to protect and a licensed agent prices it across multiple carriers — no obligation, and no sales call from a carrier.
Monday – Thursday 8:30 am–5:00 pm · Friday 8:30 am–3:00 pm